If your financial life in retirement is not what you envisioned, let’s talk about it.
Most of us dream of the time in our lives when we can retire! A time when the hustle-and-bustle of life is over. When we don’t have to wake up early in the morning. We don’t have to wear business clothes or commute. We can take a lunch break, or for that matter any kind of break, anytime we want! Simpler. That’s the best word to describe life in retirement. Or at least the way it should be. Not working everyday also means not making the income you were accustomed to. If you were wise and started young, you likely have a healthy “nest egg” to supplement your retirement income. But if you’re like a lot of us, you aren’t as comfortable as you want to be with your financial condition. What are the options for increasing your income or savings without getting a job? One option that is often overlooked is gaining access to the home equity you have built up over the years. You can access that equity by selling your existing home and purchasing a smaller home for cash. Or you could choose the only other option that doesn’t involve making a monthly mortgage payment: a reverse mortgage. Now before you stop reading, have you ever looked into a reverse mortgage for you? Have you gotten a proposal from a reverse mortgage provider? Do you know of the different reverse mortgage products that exist today? I won’t get into all that right now. I just want to put on your mind that reverse mortgage is much more versatile and multi-faceted than you know. And you would be doing yourself a disservice if you don’t call us for a free consultation. Situations can change overnight. And the peace of mind that comes from knowing there is a “Plan B” just in case you need it is priceless. Give us a call today so we can set up your appointment.
Director, Pacificwide Reverse
Executives Vice President, Pacificwide Lending
510-806-5327